Explore our range of cooperative loan products designed with flexible terms, transparent rates, and the backing of our trusted parish community.
Capital for projects, land, and property development
All-purpose financing for individual or corporate development projects — including land acquisition, construction, and asset purchases. Enjoy a competitive 1% monthly interest on a reducing balance with up to 60 months to repay.
Ready to fund your next big project? Download the application form below, attach your ID, KRA PIN, passport photo, and next of kin documents, secure three guarantors with sufficient unpledged shares, and submit to our office or sub-parish leader. We review applications within 3–5 business days.
Working capital for trading and business expansion
Fuel your business growth with affordable working capital for inventory, stock procurement, and daily trading operations. Competitive 1% monthly interest on a reducing balance with flexible terms up to 60 months.
Fuel your business with affordable working capital. Download the form, attach your documents, secure three guarantors, and submit. Apply ahead of peak trading seasons to ensure funds are ready when you need them.
Rapid relief for unforeseen circumstances
Immediate financial support when you need it most. Access up to Ksh 100,000 for medical emergencies, natural disasters, or accidents at 1% monthly interest on a reducing balance, repayable within 12 months.
Need urgent relief? Contact your sub-parish leader or call our office to get the process started. Download the form below, attach your documents, secure two guarantors, and submit. Verified emergencies are processed within 24–48 hours.
School fees financing disbursed directly to institutions
Invest in your child's future with dedicated school fee financing. Funds disbursed directly to the institution via cheque upon presentation of a valid fee structure. Just 1% monthly interest on a reducing balance.
Invest in your child's future. Download the form below, attach a valid fee structure or admission letter along with your documents, secure guarantors, and submit. Apply at least 2 weeks before school reopening — funds go directly to the institution.
Agricultural credit for food security and farm growth
Grow your farming enterprise with purpose-built credit for agriculture. Finance crop production, livestock, poultry, greenhouse projects, and farm equipment at 1% monthly interest on a reducing balance, repayable within 24 months.
Grow your farm with purpose-built credit. Download the form, include a brief description of your project, attach your documents, and submit. Align repayments with your harvest cycles for maximum flexibility.
Development financing for Catholic parishes
Exclusive development financing granted to Catholic churches through the Parish Pastoral Council. Features a unique 'shilling for a shilling' repayment schedule tailored to church project cycles and community needs.
Parish development starts here. Have your Parish Pastoral Council approve the application, download the form below, attach parish documents, and submit. The shilling-for-shilling model lets you match repayments with community fundraising.
Consolidate and restructure your existing loans
Consolidate your existing loans into a single, manageable repayment plan. Available after repaying 70% of your current loan. Requires detailed project documentation, a clear budget, and fresh guarantees. Refinancing is permitted once at any given time.
Consolidate your debts into one manageable plan. Download the form, prepare detailed project documentation with a clear budget, secure fresh guarantees, and submit. Available once you've repaid at least 70% of your current loan.
